rebecca's pocket

» Consumer Reports: Credit cards: They really are out to get you. Links to the rest of the report are in the top right-hand corner of the story. "In 2003 [penalty fees], along with fees for cash advances, exceeded the after-tax profits of the entire credit-card industry just two years earlier. Card issuers have been experiencing record profits since 2000 and saw them top $30 billion in 2004."